Live Beta & Pilot Phase Open

Lending clarity and capital recovery on a single, automated platform.

LAMS connects everyday loan administration, transparent collateral tracking, and automated repayment reminders with a built-in liquidation storefront—so you spend less time chasing accounts and recover capital faster.

Apply for Pilot Phase Try Interactive Demo

100% Automated Tracking

Bank-Grade Collateral Vault

lams.app/dashboard/capital-recovery

LAMS v2.4

Capital Recovery Overview

K 482,600 +8.4% this month

Active Portfolio

Active Capital

K 482,600

142 Loans

Capital at Risk

K 46,200

12 Accounts Flagged

Recovery Rate

84.2%

K 118,400 Recovered

Capital Recovery Progress 84.2% Complete

Repaid: K 313,690 Recovered (Store): K 92,710 In Liquidation: K 76,200

✓

Defaulted Collateral Liquidated

HP EliteBook 840 • K 8,950 Recovered to Capital Vault

Just now

Instant Sandbox Testing

Interactive LAMS Demo Credentials

Experience the live admin portal & public storefront with 1-click test credentials.

Sandbox Environment Ready

Demo Admin Email

demo@lams.user

Demo Password

Asset!7312

Open Admin Demo -> Browse Asset Store ->

Ground-Level Validation

Built directly from ground-level lending feedback.

Synthesized from anonymous field interviews with active collateral micro-lenders and borrowers.

Lender Perspective

★★★★★

“Tracking loans across paper records and WhatsApp groups was taking too much time. I needed an automated way to see overdue accounts immediately and list defaulted assets without posting manually across social media.”

Verified Independent Lender 15+ Active Loans Tracked

Borrower Perspective

★★★★★

“Valuations often feel unfair and penalty calculations are rarely clear. With transparent collateral records and visible interest schedules before signing, I know exactly what my obligations are.”

Verified Collateral Borrower Asset-Backed Credit User

Operational Impact Report

Case Study: Eliminating Capital Traps in Micro-Lending

Segment: Private Credit Operations

The Challenge

An independent lending operator relied on paper books and manual phone calls, leading to a 35% delay in overdue loan detection and fragmented liquidation channels.

The Solution

Deployed LAMS for automated payment tracking, automated SMS/WhatsApp reminders, and a single-click public asset store.

80%

Reduction in manual follow-up time.

100%

Transparency on collateral valuation and penalty terms.

2x Faster

Capital recovery on defaulted asset listings.

Platform Capabilities

Purpose-built for complete credit lifecycle control.

Six core modules designed to eliminate manual administration and accelerate capital recovery.

Borrower & KYC Directory

Clean customer profile management with verification records and history.

Transparent Collateral Vault

Record pledged assets, valuation logic, and condition reports.

Automated Repayment Tracking

Real-time progress bars, due date tracking, and automated reminders.

Calculated Penalty Rules

Pre-calculated interest schedules with clear overdue penalty terms.

Controlled Asset Liquidation

One-click transition from default approval to public asset listing.

Public Storefront

Buyer-facing directory to sell repossessed inventory and recover tied-up capital.

Early Access Pilot

Partner with us for the LAMS Pilot Phase

Join a select group of lending operators testing automated recovery workflows before public release.